Find Local Treatment Options
Call 800-481-6320 to speak with an alcohol or drug abuse counselor.Who Answers?

Holding Your Health Insurance Accountable for Your Drug Rehab Costs

Don't let your insurance off of paying for your drug rehab.

Don’t let your insurance off of paying for your drug rehab.

Thousands of people suffer from addiction to drugs or alcohol and need help to stop using. Many of these same people have health insurance but are still unable to afford the cost of drug rehab or are unsure of what they have to do to get their insurance plan to cover the costs of drug rehab. Many states have laws in place that require insurance plans to cover addiction treatment so if you have health insurance there’s a good chance that your drug rehab costs should be covered. Here’s a look at what you can do to hold your health insurance plan accountable for the costs you incur in drug rehab.

Check for Coverage

If you have an employee healthcare plan or if you have your own private health insurance, it’s important that you know what type of coverage you have. Begin by checking the benefit handbook that you received when you first enrolled into your health insurance plan. If you can’t find what you’re looking for there, consider calling the health plan provider to ask them about the coverage. If you are covered under an employee plan, consider asking your employer for help. If this doesn’t work and you are not provided with the coverage that you need, you can override the decision of the health care plan.

Ask for State Assistance

If you are not already covered by state insurance such as Medicare or Medicaid, don’t hesitate to ask for help. You can also ask for assistance from a state health department or state insurance department to get the help you need to pay for the cost of drug rehab. If you are covered by insurance but the insurance is not providing payment for the drug rehab and you know that the state law requires such coverage, talk with the Office of the Attorney General about the problems you are having so that they can help you by enforcing the law.

Ask for Legislation to Intervene

The state and local legislation is on your side so when it comes to advocating for your own drug rehab and for insurance to pay the costs of your treatment, ask for legislation intervention. It’s the legislators who appropriate funding to state and local offices that enforce the various laws which are already in place to require insurance companies to cover the cost of addiction treatment. If you are having trouble getting your drug rehab costs covered by your health insurance, consider asking for legislation intervention.

Don’t Hesitate to Ask for Help

If you are having trouble getting your health insurance to pay for treatment, ask if the rehab center where you are seeking help will accommodate your while you fight your health insurance plan. Sometimes rehab centers will provide you with treatment on a sliding fee scale or on a contracted basis with your commitment to provide insurance coverage or payment within a specified period of time. This will allow you some time to work on getting your health plan to pay for the treatment. Additionally, if your rehab center knows that you are trying to get your health plan to cover the cost of treatment, they may help you along the way.

Keep Documentation of Everything

While you are trying to work things out with your health insurance make sure you keep a complete documentation of everything that you discuss with the company and with any other pertinent people during the process. Document your interactions with the insurance company and keep any material or correspondence that is sent to you via email or direct mail. Take notes and document dates and times so that you have them should the future need occur.

More Rehab Centers Resources

5 Things You Can Do to Increase Your Odds of Recovery

Know what you can do to help you throughout the recovery process.

So you’ve completed drug rehab or you are thinking about entering drug rehab—now what? Do you know what it’s going to take to assure you successfully recover from addiction? Are you ready to take a stance and make sure that you make a full recovery no matter what it takes? If you’ve struggled with addiction….

Continue reading

Who Needs Meth Rehab?

meth addict in need of rehab

Crystal meth causes a sudden rush of euphoric pleasure that can last for somewhere between six and twelve hours. Most people who become addicted to meth continue to use the drug because of the euphoria that it causes within the brain and partially because of a later desire to control the crash that results when….

Continue reading

Is Outpatient Opiate Rehab the Best Choice?

Outpatient opiate rehab centers exist as one of many levels of care within the addiction recovery process. Whether or not outpatient opiate addiction treatment will work for you depends on a range of factors, including the severity of your addiction, your existing support system and how motivated you are to get well. Addressing Effects of….

Continue reading

Christian Alcohol Rehab Heals the Spirit

Christian alcohol rehab can help you overcome your addiction on a spiritual level.

For individuals who are addicted to alcohol, Christian alcohol rehab may provide the most hopeful chance for a full recovery. Christian alcohol rehab centers heal the spirit of those suffering from addiction by providing a rounded approach to recovery that includes a foundation built on the principles of the bible. Christian alcohol rehab centers consider….

Continue reading

Signs of Heroin Addiction You Can’t Ignore

heroin addiction

Heroin is an opioid that they make from the opiate morphine. It is a synthetic form of the pain killer that originally came from the opium poppy in Asia. Heroin is typically a white or brown powder or in the case of Black Tar Heroin, it is a black sticky substance resembling tar. According to….

Continue reading

Pros and Cons of Local Rehabilitation Centers

addiction treatment

Local rehabilitation centers are the natural choice for many individuals. But while there are beneficial aspects to choosing a facility that is close to home, there are also drawbacks to this type of facility. Knowing the pros and cons of local rehab centers can help you make a more informed choice and find the facility….

Continue reading

3 Types of Counseling Commonly Found at Rehab Centers

Get the help you need with your addiction from rehab centers.

When you enter rehab you will quickly learn that the foundation of all types of addiction treatment is based on counseling. Rehab centers use many different types of counseling to ensure the complete recovery of those suffering from addiction to drugs or alcohol. In most cases you will encounter some combination of the following three….

Continue reading

5 Tips for Dealing with Addiction After Rehab

addiction recovery

The National Institute on Drug Abuse describes addiction as a mental illness that “changes the brain in fundamental ways, disturbing a person’s normal hierarchy of needs and desires and substituting new priorities connected with procuring and using the drug.” Altered thoughts, emotions, and habits are not things that can easily be reversed during the time….

Continue reading

The Pros and Cons of Making Friends During Rehab

While it’s easy to say that you don’t go to drug and alcohol rehab to make friends, it’s bound to happen when you share the same living space with someone for weeks, engage in treatment together, and share the destruction that addiction has caused in your life. Some people discourage making friends during inpatient drug….

Continue reading

Still can't find the help you are looking for?Get Started Now
Accepted Insurances / View the full list
For inquiries call 800-481-6320 Who Answers?

Accepted Insurances Does My Insurance
Cover This?

Where do calls go?

Calls to numbers on a specific treatment center listing will be routed to that treatment center. Calls to any general helpline (non-facility specific 1-8XX numbers) will be answered or returned by one of the treatment providers listed below, each of which is a paid advertiser:

ARK Behavioral Health

By calling the helpline you agree to the terms of use. We do not receive any commission or fee that is dependent upon which treatment provider a caller chooses. There is no obligation to enter treatment.

I NEED TO TALK TO SOMEONE NOWI NEED TO TALK TO SOMEONE NOW800-481-6320
Who Answers?

Pin It on Pinterest

Shares