Find Local Treatment Options
Call 800-481-6320 to speak with an alcohol or drug abuse counselor.

Holding Your Health Insurance Accountable for Your Drug Rehab Costs

Don't let your insurance off of paying for your drug rehab.

Don’t let your insurance off of paying for your drug rehab.

Thousands of people suffer from addiction to drugs or alcohol and need help to stop using. Many of these same people have health insurance but are still unable to afford the cost of drug rehab or are unsure of what they have to do to get their insurance plan to cover the costs of drug rehab. Many states have laws in place that require insurance plans to cover addiction treatment so if you have health insurance there’s a good chance that your drug rehab costs should be covered. Here’s a look at what you can do to hold your health insurance plan accountable for the costs you incur in drug rehab.

Check for Coverage

If you have an employee healthcare plan or if you have your own private health insurance, it’s important that you know what type of coverage you have. Begin by checking the benefit handbook that you received when you first enrolled into your health insurance plan. If you can’t find what you’re looking for there, consider calling the health plan provider to ask them about the coverage. If you are covered under an employee plan, consider asking your employer for help. If this doesn’t work and you are not provided with the coverage that you need, you can override the decision of the health care plan.

Ask for State Assistance

If you are not already covered by state insurance such as Medicare or Medicaid, don’t hesitate to ask for help. You can also ask for assistance from a state health department or state insurance department to get the help you need to pay for the cost of drug rehab. If you are covered by insurance but the insurance is not providing payment for the drug rehab and you know that the state law requires such coverage, talk with the Office of the Attorney General about the problems you are having so that they can help you by enforcing the law.

Ask for Legislation to Intervene

The state and local legislation is on your side so when it comes to advocating for your own drug rehab and for insurance to pay the costs of your treatment, ask for legislation intervention. It’s the legislators who appropriate funding to state and local offices that enforce the various laws which are already in place to require insurance companies to cover the cost of addiction treatment. If you are having trouble getting your drug rehab costs covered by your health insurance, consider asking for legislation intervention.

Don’t Hesitate to Ask for Help

If you are having trouble getting your health insurance to pay for treatment, ask if the rehab center where you are seeking help will accommodate your while you fight your health insurance plan. Sometimes rehab centers will provide you with treatment on a sliding fee scale or on a contracted basis with your commitment to provide insurance coverage or payment within a specified period of time. This will allow you some time to work on getting your health plan to pay for the treatment. Additionally, if your rehab center knows that you are trying to get your health plan to cover the cost of treatment, they may help you along the way.

Keep Documentation of Everything

While you are trying to work things out with your health insurance make sure you keep a complete documentation of everything that you discuss with the company and with any other pertinent people during the process. Document your interactions with the insurance company and keep any material or correspondence that is sent to you via email or direct mail. Take notes and document dates and times so that you have them should the future need occur.

More Rehab Centers Resources

Pros and Cons of Free Rehab Facilities

addiction recovery

Financing a drug addiction has left more than a few addicts unable to pay for needed drug treatment help. Add to this the high likelihood of job loss before all is said and done and free rehab facilities can quickly become the only treatment alternative a person has. As drug addiction rates continue to climb,….

Continue reading

Do Free Inpatient Drug Rehab Centers Really Exist?

drug rehab for free

Free inpatient drug rehab centers do exist. As they are necessary to many people who do not have the money to enter expensive rehab centers, free inpatient centers are an important resource for recovery. Why Choose Inpatient Drug Rehab? Inpatient drug rehab is often essential for many patients’ recoveries. While outpatient centers provide most of the same….

Continue reading

Equine Therapy at Drug Rehab

Equine therapy can help you throughout your recovery!

If you’ve decided to attend drug rehab and seek help for your addiction you have probably already been thinking about the types of therapy options that are available to you. Every drug rehab center provides different types of therapy for the treatment of drug addiction and the underlying psychological issues associated with drug addiction. Today,….

Continue reading

What to Bring With you to Inpatient Drug Rehab

You should know what is truly important to take to inpatient drug rehab.

Once you’ve decided to get help, you’ve chosen an inpatient drug rehab center for your treatment needs and you’ve decided on a date to be admitted to the program you’ll have to start packing your bags for your extended stay in treatment. What do you bring? Some things are not acceptable in inpatient drug rehab….

Continue reading

What You Must Know About Drug Rehab Insurance

You need to make sure you understand your drug rehab insurance plan inside and out.

If you or someone you love is addicted to drugs or alcohol and needs help then there’s already a chance that you have begun searching for treatment and realized that the cost is rather high which makes getting the help you need difficult. If you think that drug rehab is out of the question because….

Continue reading

Prescription Drug Addiction Rehab Programs

help for painkiller addiction

According to the National Institute on Drug Abuse, as of 2010, an estimated 2.7 percent of American adults reportedly use prescription drugs for recreational purposes. While prescription abuse has been around for a long time, this 2.7 percent estimate represents a 300 percent increase in rates within the last ten years alone. Prescription drug addictions….

Continue reading

How Do Rehab Centers Help Me Overcome Hydrocodone Addiction?

Hydrocodone, a prescription opioid drug, offers fast and effective relief for conditions involving moderate to severe pain symptoms. Unfortunately, these pain-relieving properties come with certain “pleasant” side effects that can promote abuse and eventual addiction. Anyone struggling with hydrocodone addiction well knows how this drug can overpower any intentions one may have to stop using….

Continue reading

Still can't find the help you are looking for?Get Started Now
Accepted Insurances / View the full list
For inquiries call800-481-6320

Accepted Insurances Does My Insurance
Cover This?

Pin It on Pinterest

Shares
Share This